A Stock That Started With One Family Member, Built for the Next
Some client relationships begin with a single decision made decades earlier. For one couple, it was a modest number of Microsoft shares, bought years ago by a family member and never sold.
Finding Calm in a Cash Flow Gap
Financial security doesn't always feel secure—especially when income temporarily doesn't match expenses. At Consilio, we help clients see the full picture so short-term stress doesn't overshadow long-term strength.
Turning a Deferred Compensation Plan Into a Tax-Smart Exit From Concentrated Stock
Microsoft's Deferred Compensation Plan is one of the most powerful benefits available to senior employees—and one of the most underused. On its own, it defers taxes. Paired with the right stock strategy, it can do much more. At Consilio, we help clients coordinate every element of their compensation so each piece works harder together than it ever could alone.
When the Estate Plan and the Accounts Don't Match
Many families invest time and money in creating an estate plan, then assume the work is done. But if account titling and beneficiary designations don't match the documents, the plan may not work as intended. We make sure every piece is aligned.
Building Resilience Against the Unexpected
High-income households often build wealth quickly, but concentrated success can create hidden fragility. At Consilio, we help clients structure portfolios that can withstand shocks—not just perform in good times.
From the Sidelines to the Starting Line of Retirement
After decades of building a career, the hardest part isn't knowing when to retire. It's knowing how.
How Much Company Stock Can You Afford to Keep?
The standard industry advice for a concentrated stock position is simple: diversify, as fast as taxes allow. We think that advice skips an important question.
Creating Income From Stock You Never Plan to Sell
Some clients come to us with concentrated stock and a clear goal of diversifying. Others come to us with the opposite instruction: I am not selling.