Insurance Planning
Insurance is part of your financial plan, not a decision made on its own. We help you figure out exactly how much coverage you need, and make sure what you have actually matches it.
Companies we work with
We start by reviewing your existing coverage, life, disability, and anything else you're carrying, down to the details that are easy to miss, like group life insurance that ends the moment you leave your employer, or supplemental group policies that often cost more than an individual policy would for the same coverage (and typically increase in cost every 5 years).
Using your financial plan, we calculate what you actually need based on your debts, the income your family would need to replace, and future costs like education, then identify the gap between that number and what you currently have. From there, we use brokers to shop the marketplace to find the right coverage at the right price.
How we're paid
Once you know what you need, we help you implement it through our subsidiary, Consilio Insurance Services LLC, which is separate from our fee-only RIA, Consilio Wealth Advisors LLC. We work across the marketplace using brokers, and Consilio Insurance Services LLC is paid by the carrier when a policy is placed in force.
Insurance planning is only available to current ongoing wealth management clients, as one part of a broader plan, not a standalone service.
Success Story
The Latest
Our team might be a fit if…
You work at Amazon, Microsoft, Meta, or Google or another tech company, public or private?
Your household is highly compensated in company stock, and you need it turned into an actual plan, not just a number on a statement.
You're over 45, have a family, and don't have enough hours in the day.
You already max out your 401(k), and have at least $1M in investable assets.
You believe in professional advice, and you're a nice person. (Seriously — that last one is a deal-breaker.)
We work with households across a range of net worth, with deep expertise for company stock positions between $5–50 million.
We're a comprehensive advisory firm, not an à la carte one. One relationship covers:
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Wealth Management
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Financial Planning
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Investment Management
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Tax Planning
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Insurance Planning
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RSU & Stock Options
Ready To Get Started?
We invite you to schedule a call! Ask ANY questions you may have, and we’ll ask what’s important to you.
Let’s Make Smart Decisions, Together.
Consilio Wealth Advisors provides investment advisory and financial planning services to technology professionals nationwide so they can experience the confidence they deserve.
All of our advisors are CERTIFIED FINANCIAL PLANNER® professionals (and many of our team members hold or are in pursuit of other advanced certifications).
We offer unbiased advice and never push any proprietary products…because we don’t have any.
As an independent Registered Investment Advisor (RIA), we hold ourselves to the fiduciary standard. We work for you, and only you.
Our experienced team has worked with hundreds of smart people just like you.
At this point you probably just have one burning question: Are you a Fiduciary?
Yes, we are.
We do not receive any commissions from investment product sales and our entire engagement is based on the Fiduciary standard. Seriously, there are advisors out there who receive commissions to sell you stuff? Yuck.
In addition to this, ALL of our advisors are CERTIFIED FINANCIAL PLANNER® professionals (the way it should be), and many of our team members hold or are in pursuit of other advanced planning designations. Because, frankly, we’re all total planning nerds.