Are You a Tech Professional Looking to Get More Out of Your Finances?
So glad we found each other.
You’ve worked too hard to let money steal your freedom!
Our team specializes in financial planning for tech professionals, helping you stay one step ahead of every vesting cycle and career transition.
Working in tech can be stressful. Period.
You have a unique compensation structure. Stock options? Cash bonuses? RSUs, ESPPs, & IPOs? We get it. You’ll encounter pressing questions most people don’t have to endure regularly.
As your tech professional financial advisor, our team simplifies the details of compensation, employee benefits, vesting schedules, job offers – and any other financial questions you may have – in a way that is easy to understand (say goodbye to overly complex industry jargon 👋).
We educate you to make empowered decisions with a framework that we’ve developed over the years known as the Excess Model™.
WWork With a Team of Tech Professional Financial Advisors Who Know the Ins and Outs of Your Industry
Gain confidence and peace of mind working with a team that already knows the answers to your questions.
Most firms may not understand your financial situation the way we do. As a tenured tech professional, you shouldn’t have to explain what is otherwise common knowledge amongst your peers to your advisor.
Our team speaks your language. We’ve helped hundreds of other tech professionals gain confidence with strategic financial plans tailored to meet what’s important to them.
We take a proactive approach to meet with you on an ongoing basis. You’ll work with a team of CERTIFIED FINANCIAL PLANNERS® who connect and collaborate with you around all life events. That includes your company’s important dates like stock vests or cash bonuses.
Most Wealth Management Firms:
Meet with you quarterly to review pretty pie charts showing how your investments have done compared to “the market” on a historical basis
May not understand your unique employer benefits and how to maximize them for your situation
May have a bias towards how you should view your company stock based on their objectives, not yours
Consilio Wealth Advisors:
Consistently meet and plan around life events; review the past and plan for the future
Advisors who understand your unique employer benefits and how to maximize them for your situation
Implement a framework to help you connect your equity compensation to your goals, based on your risk tolerance
Are you a tech professional looking for financial guidance?
Keep reading, we might be a fit if…
Do you work at Amazon, Microsoft, Meta (Facebook), or Google?
Is a significant portion of your net worth tied to company stock?
Are over the age of 45 with a family?
Do you already max out your 401(k), and have at least $1M of investable assets?
Do you value professional, proactive advice, and are you a nice person? (Seriously, that last one is a non-negotiable…)
Frequently Asked Questions: Financial Planning for Tech Professionals
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Traditional wealth management firms often rely on standard investment portfolios and quarterly performance updates. But financial planning for tech professionals requires specialized knowledge of equity-based compensation, complex tax structures, and high-growth benefits packages.
As a specialized tech professional financial advisor, we know what you deal with on a regular basis. Restricted stock units (RSUs), incentive stock options (ISOs), non-qualified stock options (NSOs), Mega Backdoor Roth conversions, company deferred compensation plans – just to name a few.
You don’t need to spend your time explaining basic equity jargon to us. We already speak your language and build proactive strategies around your company’s key vesting schedules and trading windows.
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Financial planning for tech professionals centers around managing volatility, tax mitigation, and wealth concentration. But tech employees at companies like Amazon, Microsoft, Meta, and Google frequently have a substantial portion of their net worth tied directly to their employer's stock.
A standard financial strategy might treat your compensation like a fixed salary, but a specialized tech professional financial advisor helps you navigate:
Tax Minimization Strategies: Aligning RSU vest dates with estimated tax payments and withholding settings to avoid unexpected tax liabilities.
Concentrated Stock Risk: Developing systematic holding, selling, and gifting frameworks tailored to your personal goals and risk tolerance.
Benefits Optimization: Maximize 401(k) matches, Mega Backdoor Roth contributions, Health Savings Accounts (HSAs), and Employee Stock Purchase Plans (ESPPs).
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A lot of people reach out during major life transitions, such as job changes, initial public offerings (IPOs), or approaching retirement. But the ideal time to partner with a tech professional financial advisor is actually long before those significant equity events occur.
Proactive planning allows us to optimize your tax structure prior to stock vests, evaluate competing job offers, and implement continuous strategies that turn concentrated equity into long-term financial independence. If your household is highly compensated in company stock, maxing out your 401(k), and balancing dynamic equity schedules alongside family goals, partnering with an expert team ensures every dollar works as hard as you do.
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Taxes are often one of the largest expenses for high-earning tech households. At Consilio, tax planning isn’t an afterthought—it’s fully integrated into our wealth management model.
We provide ongoing tax projections, coordinate with your CPA, and structure RSU sell-to-cover elections, charitable strategies, and asset location to optimize your total tax position across every stage of your career.
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At Consilio Wealth Advisors, we implement a structured plan and offer a range of services to meet your goals. Our services include financial planning, portfolio management, tax planning, and more.
Explore our full Services & Pricing page for more details.
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Grab a time on our calendar to schedule a call. We’ll walk you through the next steps and answer any questions along the way.
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