Episode 83 | Private Credit Under Pressure: Redemption Risks, AI Disruption & Market Selloff

Written By Consilio Wealth Advisors

Description:

Chris Kaminski and Hao Dang break down the recent surge in private credit headlines, separating fear from fundamentals. They explore how the asset class works, why it has grown rapidly, and what’s driving concerns around rising redemptions, liquidity constraints, and potential defaults—especially in software-focused lending amid AI disruption. The conversation also touches on broader market pressures, including rising oil prices, inflation concerns, and the Fed’s rate outlook.

We discuss:
➡️ What private credit is and how it fits into the financial system
➡️ Why redemptions and “gating” are making headlines
➡️ The role of retail vs. institutional investors
➡️ AI’s impact on software companies and loan risk
➡️ Leverage inside private credit funds and systemic concerns
➡️ Recent moves from major players like Blackstone
➡️ What rising defaults could mean going forward

Consilio Wealth Advisors
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