Participate in an employee stock purchase plan? Understanding the difference between qualifying and disqualifying dispositions can save you money and help you make smarter investment decisions.

Asset allocation is the process of dividing your investment portfolio among different asset classes, such as stocks, bonds, and cash. The goal of asset allocation is to balance risk and return.

In the investing universe, there are winners and losers every day. When a trade a occurs, there’s a buyer and a seller. The price movement will determine who won the trade. Price moves up, the buyer wins and vice versa.